So a guy has already sorta mentioned what I wanted to suggest on the second page of this thread, but as far as I can tell no one has responded to this suggestion so I’ll bring it up again. Basically, I want to suggest a banking system in which we can set aside money that we don’t need into a savings account that slowly gains interest. I think a good amount of interest is one Knut per day for every ten galleons you have in your account.

I say ten galleons because I’ve seen people with a few hundred galleons (as their net worth, their spendable money might be different) so if it was a Knut per Galleon then you’d be earning a over galleon every day just from the interest system if you had anything over 493 Galleons sitting in your savings account, and coupled with the ten sickles everyone earns per day by collecting their scholarship from their common room which alone allow a player to make 214 Galleons and 12 Sickles a year if said player collects their scholarship every day for the whole year, allows a player to earn a load of money pretty quickly, even if they’re earning less the a galleon from the banking system.

Now with only one Knut per day for every ten Galleons, a player with 493 galleons in their savings account can only earn forty nine Knuts or one Sickle and twenty Knuts per day instead of a whole Galleon. This way, players can earn interest much more slowly which is more akin to the amount of interest money earns. This would also mean that to earn a Galleon a day, one would have to have a staggering 4,930 galleons sitting in their savings account. Now if your only method of making money is collecting scholarships because you don’t do anything else to earn money on this site, then it’d take you twenty two years to earn that amount of money so no one is gonna become that rich any time soon unless they receive some very substantial donations. That means that this system is only going to be a small way of making money and one’s scholarships would still play a pretty huge role in one’s money making.

Or you guys can use a percentage system just like real life savings accounts. I only mention this now because I didn’t see how the interest would work, but I just realized that the interest would work based on the amount of Knuts a player has which in the bank would be sorted into Galleons and Sickles. I don’t know, maybe I’m going to far with this, but really, I just want Gringotts to serve a greater purpose then just being a role playing opportunity. Now I’m not talking about making Gringotts a full out bank because that would be really complicated, but just a simple interest system would be nice.

Edit: I could get into making a system that gives out loans but that would get really complicated, really fast, and there would be so many factors at play that it would be best not to make such a system.

One thing to note is that the net worth money is nowhere near the spendable money usually. Like mine says I have like over 500 galleons but my spendable money is 3 galleons...

Maverick Castle wrote: 8 Jun 2023, 03:31

Reducio

Rodney Hughes wrote: 8 Jun 2023, 02:43 So a guy has already sorta mentioned what I wanted to suggest on the second page of this thread, but as far as I can tell no one has responded to this suggestion so I’ll bring it up again. Basically, I want to suggest a banking system in which we can set aside money that we don’t need into a savings account that slowly gains interest. I think a good amount of interest is one Knut per day for every ten galleons you have in your account.

I say ten galleons because I’ve seen people with a few hundred galleons (as their net worth, their spendable money might be different) so if it was a Knut per Galleon then you’d be earning a over galleon every day just from the interest system if you had anything over 493 Galleons sitting in your savings account, and coupled with the ten sickles everyone earns per day by collecting their scholarship from their common room which alone allow a player to make 214 Galleons and 12 Sickles a year if said player collects their scholarship every day for the whole year, allows a player to earn a load of money pretty quickly, even if they’re earning less the a galleon from the banking system.

Now with only one Knut per day for every ten Galleons, a player with 493 galleons in their savings account can only earn forty nine Knuts or one Sickle and twenty Knuts per day instead of a whole Galleon. This way, players can earn interest much more slowly which is more akin to the amount of interest money earns. This would also mean that to earn a Galleon a day, one would have to have a staggering 4,930 galleons sitting in their savings account. Now if your only method of making money is collecting scholarships because you don’t do anything else to earn money on this site, then it’d take you twenty two years to earn that amount of money so no one is gonna become that rich any time soon unless they receive some very substantial donations. That means that this system is only going to be a small way of making money and one’s scholarships would still play a pretty huge role in one’s money making.

Or you guys can use a percentage system just like real life savings accounts. I only mention this now because I didn’t see how the interest would work, but I just realized that the interest would work based on the amount of Knuts a player has which in the bank would be sorted into Galleons and Sickles. I don’t know, maybe I’m going to far with this, but really, I just want Gringotts to serve a greater purpose then just being a role playing opportunity. Now I’m not talking about making Gringotts a full out bank because that would be really complicated, but just a simple interest system would be nice.

Edit: I could get into making a system that gives out loans but that would get really complicated, really fast, and there would be so many factors at play that it would be best not to make such a system.

It's an interesting suggestion other players may be very fond of as well!

The only thing is, it is quite complicated to code (to provide how it can be done on this site), and we only have one web coder who is very busy. They code this site voluntarily and they have real life job and commitments, thus it may not be possible to implement the suggestion.

But thank you for your input!

Oof, that sucks.

Kim Sato wrote: 8 Jun 2023, 04:17 One thing to note is that the net worth money is nowhere near the spendable money usually. Like mine says I have like over 500 galleons but my spendable money is 3 galleons...

Oh, I realized that when I noticed that the galleons it said I had whenever I posted didn’t match the amount of galleons I had in terms of spendable money. That’s why I mentioned that the few hundred galleons they had was their net worth and their spendable money is different.

Is it possible that there would be a way to save homework so we can come back to it later or it would be saved after exiting it out? It's happened on several occasions where I had to do my homework all over again because my progress was erased from the tab being exited out, and it's really frustrating.

Aurora Griffith wrote: 9 Jun 2023, 01:51 Is it possible that there would be a way to save homework so we can come back to it later or it would be saved after exiting it out? It's happened on several occasions where I had to do my homework all over again because my progress was erased from the tab being exited out, and it's really frustrating.

Isn't there already a way to draft your homework?

Aurora Griffith wrote: 9 Jun 2023, 01:51 Is it possible that there would be a way to save homework so we can come back to it later or it would be saved after exiting it out? It's happened on several occasions where I had to do my homework all over again because my progress was erased from the tab being exited out, and it's really frustrating.

As Nora said, there is a way for you to save your homework. Press the save to draft button, and when you return, it’ll save what you had done.

Aurora Griffith wrote: 9 Jun 2023, 01:51 Is it possible that there would be a way to save homework so we can come back to it later or it would be saved after exiting it out? It's happened on several occasions where I had to do my homework all over again because my progress was erased from the tab being exited out, and it's really frustrating.

Hey Aurora, there is a option you can press to save up your homework and do it later. You can click save after typing down what you need.



Then once you have saved your homework, it will show you this:

Clark Baird wrote: 9 Jun 2023, 02:02

Aurora Griffith wrote: 9 Jun 2023, 01:51 Is it possible that there would be a way to save homework so we can come back to it later or it would be saved after exiting it out? It's happened on several occasions where I had to do my homework all over again because my progress was erased from the tab being exited out, and it's really frustrating.

As Nora said, there is a way for you to save your homework. Press the save to draft button, and when you return, it’ll save what you had done.

Alright, thank you!